Pricing

Our Service Packages

Our dedicated team of experts is here to provide you with the support and guidance you need to repair and improve your credit profile.

We offer comprehensive credit restoration services tailored to your unique situation, so you can regain control of your financial journey with clarity and confidence. Our monthly pricing reflects ongoing credit review, dispute processing, documentation, and follow-up work already performed and continuing during the service period.

Choose the plan that fits your goals:

Tier 1

Essential Clean-Up

Total Restoration Cost: $799–$1,200

Monthly Billing: $179/month

Up to 6 negative items
Estimated service duration: typically 5–6 months
Cancel anytime

  • Collections (light volume)
  • Single charge-offs
  • Basic late payments
  • Targeted hard inquiries
  • Evictions
  • Repossessions
  • Child support / public records
  • Bankruptcies
Tier 2

Standard Restoration

Total Restoration Cost: $1,299–$1,699

Monthly Billing: $189/month

Up to 14 negative items
Estimated service duration: typically 7–8 months
Cancel anytime

  • Collections (moderate volume)
  • Multiple charge-offs
  • Expanded late payment work
  • Broader hard inquiry removal
  • Evictions
  • Repossessions
  • Child support / public records
  • Bankruptcies
Tier 3

Advanced Rebuild

Total Restoration Cost: $1,599–$1,999

Monthly Billing: $199/month

Up to 25 negative items
Estimated service duration: typically 7–8 months
Cancel anytime

  • High-volume collections
  • Multiple charge-offs across bureaus
  • Extensive late payment history
  • Large blocks of inquiries
  • Evictions
  • Repossessions
  • Child support / public records
  • Bankruptcies
Tier 4

Intensive File Rehab

Total Restoration Cost: $2,299–$2,999

Monthly Billing: $229/month

30+ negative items
Estimated service duration: typically 10+ months
Cancel anytime

  • Heavy collections & charge-offs
  • Deep late payment clean-up
  • Large inquiry sweeps
  • Evictions
  • Repossessions
  • Child support / public records
  • Bankruptcies

Billing begins only after initial services are performed, as outlined in the client agreement. Clients may cancel their agreement within three business days without charge. Results vary by individual credit profile. No specific outcome is guaranteed.

Client stories

Real clients. Real experiences.

Momentum Scores has helped clients across the country remove inaccurate accounts, rebuild their profiles, and get closer to the life they want.

Collection cleanup

“WI had collections and late payments following me everywhere. Momentum Scores didn’t sugarcoat anything — they told me exactly what was holding me back and went to work. For the first time in years, my credit finally stopped feeling like a dead end.”

Jessica R.
No longer held back by old collections*
Home buying prep

“Stephany and Javier broke everything down and gave me a clear plan. I went from feeling stuck to finally feeling confident having real conversations about buying a home.”

Michael T.
From uncertainty to home-buying confidence*
Fresh start

“I was embarrassed by my credit when I started. Month by month, things finally started moving in the right direction. More than anything, I understood what was happening and why — and that changed everything.”

Danielle S.
Finally seeing positive momentum again*
Business goals

“Cleaning up my personal credit gave me options I didn’t have before. Momentum Scores gave me structure, direction, and a real roadmap instead of guesswork.”

Carlos M.
Opened the door to bigger opportunities*

*Results vary by client. No specific outcome is guaranteed; your results will depend on your unique credit profile and participation in the process.