Pricing

Simple, Transparent Credit Restoration

Our team focuses on accuracy, strategy, and consistent dispute work — not quick fixes or unrealistic promises.

Every credit profile is different. We do not believe in one-size-fits-all packages, which is why we analyze your report first and build a plan based on what actually needs to be addressed.

Start with one membership designed for most clients.

Membership

Credit Restoration Membership

Billed only after monthly services are performed

Monthly Billing: $179/month

Billed month-to-month
Cancel anytime

  • Full 3-bureau credit report analysis
  • Custom dispute strategy based on your profile
  • Ongoing dispute cycles with all credit bureaus
  • Creditor and collection verification work
  • Monthly progress tracking and updates
  • Direct support throughout your program

Monthly billing applies only after services for that billing cycle have been performed. You have the right to cancel within 5 business days of enrollment without penalty or obligation. Consumer credit file rights disclosures are provided in your agreement before service begins.

Have a more complex file?
Some profiles may require additional work depending on account volume and reporting structure. If needed, this will be reviewed during your analysis. We only dispute information that may be inaccurate, incomplete, or unverifiable.

Client stories

Real clients. Real experiences.

Momentum Scores has helped clients across the country remove inaccurate accounts, rebuild their profiles, and get closer to the life they want.

Collection cleanup

“WI had collections and late payments following me everywhere. Momentum Scores didn’t sugarcoat anything — they told me exactly what was holding me back and went to work. For the first time in years, my credit finally stopped feeling like a dead end.”

Jessica R.
No longer held back by old collections*
Home buying prep

“Stephany and Javier broke everything down and gave me a clear plan. I went from feeling stuck to finally feeling confident having real conversations about buying a home.”

Michael T.
From uncertainty to home-buying confidence*
Fresh start

“I was embarrassed by my credit when I started. Month by month, things finally started moving in the right direction. More than anything, I understood what was happening and why — and that changed everything.”

Danielle S.
Finally seeing positive momentum again*
Business goals

“Cleaning up my personal credit gave me options I didn’t have before. Momentum Scores gave me structure, direction, and a real roadmap instead of guesswork.”

Carlos M.
Opened the door to bigger opportunities*

*Results vary by client. No specific outcome is guaranteed; your results will depend on your unique credit profile and participation in the process.